App pay - multiple payees (payment receivers) - in-app-purchase

I am new to the payment area in app. Say in an App like Ritual or Open Table, I want the end user to be able to pay to multiple payees (just like the two apps I mentioned that you can pay to any listed restaurants), how can I achieve that?
From what I understand, each payee could have an merchant ID. If I want to make payment to multiple payees, do I have to obtain all their merchant ID? Or do I collect payment and then transfer to each payees?
Or, is it as app developers, we pick a payment solution (like Stripe or Braintree), and ask the participating restaurant to provide their bank info for receiving payment, and when the end users are paying, they pay directly to the restaurant's bank account through the payment solution.
Thanks.

Not sure if I understand this, why do you need multiple payee? Isn't the customer would just pay he merchant? As long as you can get the merchant ID and their account number, there should not be any issue. No?

Never mind the question, it's basically what I described in the last paragraph of my question
Blockquote
As app developers, we pick a payment solution (like Stripe or Braintree), and ask the participating restaurant to provide their bank info for receiving payment, and when the end users are paying, they pay directly to the restaurant's bank account through the payment solution.

Related

How to send payment to the customer from Stripe account using API in Rails?

One of my client Ruby on Rails project have a functionality of get payment from customer in his stripe account.
Now, He needs to pay that payment to the item owner after deducted commission. So, how we can pay from stripe account to particular customer account using API in Rails?
I have checked many API's but not clear which exactly use for it.
Any one have a idea or experience in it?
Thanks
See the Stripe guide on Using Checkout with Rails.
I am not positive if a customer token can be used to send funds to, but if so or not, the following still applies.
If the customer has a connected account (or customer token), you can then use "transfer" to transfer the funds to them.

Rails 4: PayPal IPN, Payments for various Sellers

I am working on a Rails Application where Users can buy Items other Users shared previously.The payments should be flexible to allow the User who shared an Item to get the money a buyer pais.
1) Is it possible to create Flexible Paypal Payments (Different Seller, different Price for each Item)?
2) Can you use the PayPal IPN with Donations to check whether a buyer paid or not?
3) If not, what is the most efficient way to achive that goal?
Thanks in advance for each answer! Please tell me if you need additional information.
Here's the way I'd approach this:
Is it possible to create Flexible Paypal Payments?
Different sellers: Do you want them to be able to receive the payment directly in their Paypal? If that's the case, you'd need to provide them the details to create a Paypal merchant account and securely store those details, but I don't think that's the approach you want to take;
Most payment solutions provider gives a way to send payment to multiple vendors/merchants, which you may instead want to set up or even in your application, you can set up a kind of payment stuff to ensure that integrates with Paypal's API to pay your vendor soon as you receive payments for items.
So, yes it's possible, the different sellers could be tricky, but all other things are possible!
Can you use the PayPal IPN with Donations to check whether a buyer paid or not?
Absolutely, that's one of the biggest benefit of the IPN is that your application gets to know on time if someone has made a payment. You only have to validate this record with Paypal and, not like it's often necessary compare the payment amount

Braintree - How can I transfer funds to another customer

Hello I am integrating braintree in my rails app. I have two roles and one of them pays the amount with a sale transaction to the merchant account. But my scenario is like that I have to then give some of the share to another user for which of course I need to transfer funds to that user account.
Can anyone tell me how am I suppose to do that?
There is a product called the Braintree Marketplace that might solve your problem. The only issue here is that your other user would need to be signed up as a sub-merchant.

Payment through Braintree merchant account

Is there a way I can process transaction from the master merchant account instead of the customer card? I'm planning to offer redeem points so I would need this.
I'm using marketplace
I work at Braintree. If you need more help, please get in touch with our support team.
If you want to send money to your submerchants, there are a couple of ways you can do that.
The first is to not charge them your normal service fees until the amount not charged matches the amount you want to send. This is basically like "store credit" where they can only use their balance to pay the service fees.
The second is to keep a corporate credit card on file as a customer payment method, and charge the corporate card to the sub merchant account to send them money.

Can we use Apple Pay for Customer to Customer application?

I am new to Apple Pay. We need to develop an application in which we need to pay from Customer to Customer. I have checked out official documentation of ApplePay for payment from the documents given on below link.
https://developer.apple.com/apple-pay/
They have mentioned that customer can pay to merchant for Service or goods.
But if we need to accept make payment one customer to other customer then it is possible or not? If it is possible then how can we accept it?
Thanks in advance!
Apple Pay can be used to make any payment into a merchant's account, using one of the payment providers that Apple Pay supports. Currently Apple Pay supports payments using Braintree, Stripe and others (see their web page). It's up to you what you do with the money once you receive it, you could transfer it to another user, but not using Apple Pay.
You'd want to use a payment provider that supports customer to customer payments, like Paypal.

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