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I have a client who would like to accept credit card payments over the phone automatically. While normally I'd use something like Stripe for the credit card processing, I recognize that ultimately I'd have to temporarily store the credit card information on my server to pass it on to my processor, and even more importantly, whatever voice service I'm using (like Twilio) would also see that information and have to be PCI compliant.
Question:
Are there any PCI-compliant voice API providers (like Twilio)?
If not, how might it be possible to create such a set up where I could automatically accept credit cards over the phone?
The search term you are looking for is "IVR Payment System" - there are a bunch of companies out there offering this including several with PCI-DSS Level 1 certification. Basically this approach involves you transferring the call to the payment IVR, and then it will transfer the call back after collecting the credit card information.
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I am the founder of a Covid-19 relief nonprofit. I'm writing an app to accept donations and provide news and event information to anyone who has the app. I was wondering if there's any easy way to integrate a Paypal donation system into this? I thought BraintreeIOS would work but it seems to be outdated and doesn't support SwiftUI, only Swift.
Anyone have any ideas on how to achieve this?
The Native Checkout SDK might be overkill for donations. Most simply, open the following in a web browser or SafariViewController with an address bar:
https://www.paypal.com/webscr?cmd=_donations&item_name=STRING%20DESCRIBING%20PURPOSE%20OF%20DONATION¤cy_code=USD&business=EMAIL_ADDRESS_OR_MERCHANT_ID
Use merchant ID from https://www.paypal.com/businessmanage/account/aboutBusiness , though primary email of PayPal account also works
You can even prefill the amount with &amount=xxx%2exx (though that gives no option for monthly recurrence)
For more see HTML Variables for PayPal Payments Standard, it's a legacy Web 2.0 integration but it gets the job done
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I am new for SEPA (Single Euro Payments Area) Payment integration and I want to integrate this with ROR to transfer funds with cross border payments feature.
I need to do integrate below functionality.
SEPA payment request with validations and retrive the payment status.
I am refering sepa_king gem (https://github.com/salesking/sepa_king), please suggest is it fine?
Thanks
SEPA is not an API. gem sepa_king is a tool to generate SEPA XML files that you can send to your bank for processing. This XML file will contain information about what amount of money to send to which accounts and from which account. It's your responsibility to collect beneficiary IBANs and safely store them.
Your bank may accept only specific version of SEPA XML file. Those versions are called PAIN (Payment Initiation). You should ask your bank which PAIN version to use
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Is it possible for one to make an app which listens for call events, if a number is equal to something, then cancel the call and do other stuff?
EDIT:
Some people are asking why I would wanna do this when it's such a simple question that, I'm having difficulty in understanding the negative feedback. As the question states, I just wanted to capture the call events and if the number dialed was equal to a specific number, than the call wouldn't proceed and I would do something else instead. The question is not too broad (unless I have to place the whole requirements engineering of the app) neither a complicated one. Just a simple question of "is this possible in iOS?".
As already answered by some helpful people (fortunately), it's not possible.
No, it's not possible, especially if you want your app to be accepted into the App Store. You can detect incoming and outgoing calls using Core Telephony, but you cannot get the phone number. Plus, certain usage of the Core Telephony framework means rejection from the App Store, if that's a concern.
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When building an app using iOS and AWS, would you recommended using SSL to shuttle data back and forth from user to server?
Sure, why not? Given how more and more countries (and even ISPs acting independently) are heading in that direction it's more important than ever to secure communications from prying eyes.
Granted, encryption does consume more CPU power but for short transfers it shouldn't make a difference. How much data (in bytes) were you thinking of transferring between your iOS device and AWS?
Remember to check the certificate itself to ensure it's still valid and is a genuine Amazon cert and not an imposter.
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I am new to the rails world and am in the process of setting up a small rails app for a client. One of the requirements is that the user enters their credit card which gets charged for a specified amount.
I haven't had much experience with payment systems. I believe active merchant gem can be used for this purpose but how does actually charging the card work out and for testing purpose will I be able to charge a dummy account? From your experience, is it safe to go with a provider like paypal?
You should checkout ActiveMerchant.
FYI Peepcode has a post on this:
http://peepcode.com/products/activemerchant-pdf
Watch out, if you store or accept credit cards directly on your website you need to be PCI DSS compliant.
There are a number of solutions out there to overcome this issue, the first notably is to delegate the payment infrastructure to a third party like Recurly, since it also operates in Europe with different providers, but it's more on recurring payment.
The primary choice in US would be Braintree or the newest Stripe.com.
Braintree has another solution to keep the user never leave your site, it's called Transparent Redirect.