IAP and third party purchasing - ios

I have a question about in app purchases. My company charges customers for access to our software system. They are charged to use the system (subscription fee) and then can opt to use higher quality data (satellite imagery). We have multiple imagery sources but one that provides better imagery (5 meter resolution vs 30 meter resolution) charges for it (the lesser quality imagery is government provided and free) and we pass that cost to the user in the form of credits. We require the user to per-purchase credits to "activate" a boundary (provided imagery is available at that location).
Apple allows us to "activate" and charge against a customer's credits (at least hasn't rejected the app based on this yet).
My question is if we can use our own purchasing system to add credits in the app? It does not unlock features in the app. Anything you can do with the higher quality data, you can do with the other free data.
In the App Store Review Guidelines (https://developer.apple.com/appstore/resources/approval/guidelines.html#purchasing-currencies), section 11.3 states:
Apps using IAP to purchase physical goods or goods and services used outside of the application will be rejected
Does this mean we are allowed to use our own purchasing system to process payments for goods and services used outside the app? These same credits can be spent through other software we provide as well as third part software (we offer third party support through our APIs).

I need to preface this with several caveats
Carefully read all of your Apple contracts
Nothing is guaranteed - Apple's reviewers can be touchy in this area and Apple has been known to change the rules in this area
Until you build and submit it, I doubt anyone can give an authoritative answer - all of this is opinion.
I believe Apple will allow this but will not allow you to, in any way, encourage users to use (including links or text references to) the alternative method of payment from within the App. The rule is they want a 30% cut of any revenue the application generates. Only if the revenue is generated elsewhere can they be cut out. Amazon Kindle app has fought this battle. Also note that once they get the idea that this revenue is somehow "theirs" then it will be difficult to convince them otherwise. Be very careful on that first submission.

Related

Existing SaaS and new mobile app, how to deal with Apple payment options?

We run an existing B2B SaaS which is a web app (website). Existing Customers pay around EUR 150 each per month. As it is a niche market targeting national regulations in my country, the number of potential customers is very limited and we acquire new customers ourselves. Now, we would like to add a mobile app (android, ios) so customers could be allowed to use it off line as it is used in the field.
The mobile app should be free, as it augments the existing subscription to the platform. Installed PWA does not work for this scenario as there is a considerable data store/database involved (so I need SQLite).
IMO the Apple policies do not address this scenario.
We do not need the exposure in the app stores (we do the acquisition) and we do not need the payment services (already have that). Android sideloading is nice but that does not work on iOS.
I am pretty sure that the policies state we should add options in the app to acquire a subscription from within the app, incurring the 15/30% which would kinda makes sense for new customers that found us through the store, but as I said, I find that highly unlikely because of the niche nature of the SaaS. There are literally about 500-750 businesses in total that deal with the national regulatory contents covered by the SaaS.
Suddenly paying EUR 50,00 per month for each existing client just to be allowed to install an app on an iOS device is just not a viable option.
Increasing the price to EUR 215 p/m so we still receive the net 150 p/m will not go down well either. It feels like there is no option for us to create a mobile app.
What am I missing here? How do other businesses solve this?

Offering an additional subscription mechanism next to IAP for B2B purposes

I'm changing one of my Mac apps from a paid model to a subscription model, by using auto-renewable subscriptions (IAP).
However, as the app is B2B, some users need to reimburse costs via their employer. While this is acceptable with payments only occurring once, with recurring payments this is simply annoying and sometimes even impossible.
Apple has a B2B Volume Purchase Program that supports companies to purchase a number of licenses and distribute this to their employees. However, IAPs (including auto-renewable subscriptions) are not supported.
I see this as a big limitation (especially knowing they take a 30% cut of sales) and the only way to solve this is to offer an additional mechanism to offer subscriptions next to IAPs, specifically for business needs.
My biggest concern is whether my app would be rejected because of this. I have been going through the (updated) guidelines and found some related items:
If you want to unlock features or functionality within your app, (by way of example: subscriptions, in-game currencies, game levels, access to premium content, or unlocking a full version), you must use in-app purchase. [...] Apps may not include buttons, external links, or other calls to action that direct customers to purchasing mechanisms other than IAP.
This will be the case, but not exclusively because of the above mentioned limitation. I won't include a "Buy" link to the alternative method. However, I will include a text indicating that if a company wants to purchase multiple license for its employees, it can do this via our website (using a payment processor such as Stripe). Via this website codes will be made available that can be entered in the app to activate the license.
Apps distributed via the Mac App Store may host plug-ins or extensions that are enabled with mechanisms other than the App Store.
The app is distributed via the Mac App Store and it seems that they are more flexible here. However, it's a vague guideline and I'm not even sure if it's related to the problem I'm facing. What does it mean?
Hoping to read your opinions and experiences here. Thanks.
I have been emailing Apple about this but they have never replied. Also asked this question on the Apple Developer Forums but didn't got any help there too.
Decided to simply implement it and submit it to the App Store. They have accepted it without asking questions so apparently it is allowed. Important to mention is that I have not included the payment mechanism in the app. It asks for a license code that will be validated using my own service. This service also handles the payment via a web page.
Hope it helps others.

App Store Review Guidelines: How to correctly handle/offer external purchases?

I know, that this question is not directly related to any coding but there are several other question on SO about the App Store and its Guidelines. So I assume, this question is OK.
There are other questions about (more or less) the same issue. However they where asked / answered several years ago and the Guidelines have been updated since then. Additionally the circumstances are always a little bit different.
I am well aware, that nobody can give me any kind of guarantee on which interpretation of the Guidelines is correct. Not even Apple could do this, since everything depends on the review staff an its current mood. However It would help a lot get to know your opinion on what is allowed and what is not. Maybe you already encountered the same problem and have some useful recommendations.
The set of facts:
A Shopping List app is offered in iOS App Store. The app offers functions to create and manage any kind of shopping list. These functions do NOT depend on any external purchase. The fee version limits the number of lists. This limit can be unlocked using an In App Purchase.
There is also a WebApp version that offers the same functions (and a little more) as the iOS version. The WebApp has a one month free trial and can then be extended using a subscription model. Subscriptions can only be ordered within the WepApp, not from within the iOS app.
Both version can be used completely independent from each other.
Additionally the apps can be connected (REST API) to sync lists between them.
Obviously there are pages/controls within the iOS App, that allows to setup the connection (enter username, password, etc.).
Obviously the WebApp has to be described in some way to the user within the iOS App.
Once the free trial ended or a subscription has expired, the sync will no longer work. In this case the user needs some kind of hint why sync is no longer available ==> There has to be information about the subscription model of the WebApp and a discription on how to renew the subscription.
The "Problem":
The current App Store Guidelines are pretty vague on wether this kind of business model is allowed or not:
3.1.1 In-App Purchase: If you want to unlock features or functionality within your app, (by way of example: subscriptions,
in-game currencies, game levels, access to premium content, or
unlocking a full version), you must use in-app purchase. Apps may not
include buttons, external links, or other calls to action that direct
customers to purchasing mechanisms other than IAP.
This paragraph is not as clear as it my appear on first sight. Unlocking functionality within your app is only allowed by using IAP. Fine, so unlocking a app feature (e.g. creation of more than 2 shopping lists) would be not allowed. But is the sync functionality I described before also covered by this? Of course there has to be functionality within the app to connect to the WebApp, but the complete sync logic is implemented on the server, not in the iOS app.
The functionality the iOS app offers is "Establish a connection to the WebApp". This functionality works independently from wether the WebApp subscription is active or not. Only the functionality of the WebApp changes depending on the subscription status (accept or deny sync requests).
So: Is it allowed to add some text like "There is a WebApp, too. Use this link to got to the WebApp. Follow this link to renew your subscription" to the WebApp or not?
Or is the part "Follow this link to renew your subscription" forbidden?
What makes the whole thing even more confusing is the following paragraph form the Guidelines:
3.1.5 Physical Goods and Services Outside of the App: If your app enables people to purchase goods or services that will be consumed
outside of the app, you must use purchase methods other than IAP to
collect those payments, such as Apple Pay or traditional credit card
entry. Apps may facilitate transmission of approved virtual currencies
(e.g. Bitcoin, DogeCoin) provided that they do so in compliance with
all state and federal laws for the territories in which the app
functions.
Does this read as "Physical Goods and physical Services" (e.g. postal delivery in contrast to digital Services) or this include all Services?
So, is the "WebApp Sync Service" covered by this paragraph and thus the usage of external payments not only allowed but necessary?
Of course I could ask these question directly to Apple. But I would never get an answer. Even if I would, this would still be no guarantee, that the review stuff shares the same interpretation of the rules. So your experience and opinion will be the best "guarantee" I will ever get.
Thank you very much!

Credit card payment for passes in ios [duplicate]

is this okay to implement payment system on ios apps? I would like to make an app that can browse products on my e-commerce website then let people buy products on my app. I'm asking this question because i've heard it is violating apple's policy.
It apparently depends on the what is being sold. The definitive answer can only be gotten from your lawyer's reading of the Apple agreement, of course, but I can speak from a little experience.
Apple themselves say that: if a product is sold in-app, it must use Apple's IAP (which gives Apple their 30% cut), and not be offered for less through other channels. However, there is an extensive list of things that are not eligible for purchase with IAP at all. Chief among these are: physical products; and services performed outside the application.
I have worked on two apps, both free, that are clients for fee-based web services (continuing education classes in one case, an employee scheduling service in the other). Neither used IAP, just linked to a purchasing web page. Both were accepted by Apple without comment. It seems that since the products were (arguably) not eligible for IAP, using an alternative purchase method was permitted. I'm sure it helps that Apple itself does not compete with either of these services.
Bear in mind Apple has also rejected apps that are just "wrappers" for web sites and offer no real app functionality; or for any of a long list of sillier reasons. (e.g.: I had one app rejected for using the word "Sample" in the name; but a change to "Free", with identical functionality, made it OK.) So consult a lawyer before taking any risk predicated on the developer agreement.
[edited to add:]
For dev program members, the relevant legalese is to be found here (login required), "iOS Developer Program License Agreement", attachment 2 (about 2/3 through the document.) A few relevant phrases from the Jun 12 2012 version, emphases mine:
You may not use the In-App Purchase API to offer goods or services to be used outside of Your Application.
You may not enable end-users to purchase Currency of any kind through the In-App Purchase API, including but not limited to any Currency for exchange, gifting, redemption,
transfer, trading or use in purchasing or obtaining anything within or outside of Your Application.
Rentals of content, services or functionality through the In-App Purchase API are not allowed
You may not use the In-App Purchase API to send any software updates to Your Application or otherwise add any additional executable code to Your Application. (not that this is even physically possible. --R.)
[except] as permitted under Section 3.3.23 (In-App Purchase API), an Application may not provide, unlock or enable additional features or functionality through distribution mechanisms other than the App Store or VPP/B2B Program Site.
By my reading, this means that anything besides unlocking functionality within an app is fair game for an alternative purchase mechanism, and forbidden categories of items require such. But ask a real lawyer.
[edited to add, much later:]
After a fun update fiasco with one of the above mentioned apps, these anecdotes are not entirely true anymore. Apple booted one of them because of a tenuous link to a signup web page for some paid services. So be careful, and be prepared for Apple to yank things arbitrarily if you wander anywhere close to the line.
You must use In-App Purchase via StoreKit or your app will be rejected. Implementing your own payment system violates a couple of the review guidelines, most directly:
Apps utilizing a system other than the
In App Purchase API (IAP) to purchase
content, functionality, or services in
an app will be rejected
This of course only applies to content, functionality, or services within the app, as long a the purchase is only relevant to things outside of the app they have no stake in the purchase.
Pretty sure Apple won't allow that, especially if the App is free. They are putting up the money to distribute your app, provide the development tools, etc, so they'd like to take their cut off everything you make as a result of that.
Here is App Store Review Guidelines.
Read 3.1.1.

How to sell iPhone apps in volume to a commercial customer?

for a client, I have been developing an app which has been tailored to make their employees every day lives easier. Think of it as a calendar designed to fit the needs of their special business.
Now it turns out that other companies in the business are interested in the very same solution too. My client suggested we could sell the app on the appstore.
Since the app is equally useful for companies with hundreds of employees as it is for a team of five, I wonder what would be the best way to sell it.
It is my understanding that a company, once they purchased one copy of the app, may install it on as many devices as they want, as long as they use the devices with the same iTunes account. This is especially true if the company would equip their employees with new devices for the purpose, like my client did. Right?
This is obviously not what I want, I'd rather like to charge a small price per device. Usually, this would cry for a volume license, which is not part of the appstore concept, except for educational institutions.
Now I am looking for a convenient way to achieve something with the same effect.
I was thinking about checking the UDID of the device against a whitelist on my server to allow each purchased license to run on just one device, while allowing migration of course.
To enable a company to purchase a "volume license", I would offer packs of additional licenses via In-App-Purchases, as well as individual licenses. The app itself would be free while featuring only demo capabilities, full functionality would be available after assigning the device to one of the purchased licenses. Means to manage licenses would be included within the app.
What do you guys think? Any technical reasons why this concept could fail?
Do you know of examples that actually implement something similar?
Any other ideas how to sell apps in volume? Maybe there are even some examples on how to implement something like this?
Do you think apple would approve this kind of use of in-app-purchases? (I know this last question is not of a kind that can be answered here without uncertainty, but let me hear what your gut feeling tells you..)
This question has been flagged as being off-topic twice, so I think I should back up the fact that I am mainly interested in a technical solution (and emphasized the important sub-questions accordingly). Of course I am interested in whether apple allows the proposed use of their appstore, however before I contemplate that further I need to know if there are technical caveats to my approach. I would love to offer code snippets to support the technical nature of my inquiry, however I'm just planning things so there is no code yet...
While the core question is still business-related here, and thus off topic, I'll bite.
The standard App Store end user license agreement has this wording:
a. Scope of License: This license
granted to You for the Licensed
Application by Application Provider is
limited to a non-transferable license
to use the Licensed Application on any
iPhone or iPod touch that You own or
control and as permitted by the Usage
Rules set forth in Section 9.b. of the
App Store Terms and Conditions (the
“Usage Rules”). This license does not
allow You to use the Licensed
Application on any iPod touch or
iPhone that You do not own or control,
and You may not distribute or make the
Licensed Application available over a
network where it could be used by
multiple devices at the same time. You
may not rent, lease, lend, sell,
redistribute or sublicense the
Licensed Application.
Therefore, if you consult the "App Store Product Usage Rules" section of the iTunes Store Terms and Conditions, you see this wording:
(i) You may download and sync an App
Store Product for personal,
noncommercial use on any iOS Device
you own or control.
(ii) If you are a commercial
enterprise or educational institution,
you may download and sync an App Store
Product for use by either (a) a single
individual on one or more iOS Devices
you own or control or (b) multiple
individuals, on a single shared iOS
Device you own or control. For
example, a single employee may use the
Product on both the employee's iPhone
and iPad, or multiple students may
serially use the Product on a single
iPad located at a resource center or
library.
(iii) You shall be able to store App
Store Products from up to five
different Accounts at a time on
compatible iOS Devices.
(iv) You shall be able to manually
sync App Store Products from at least
one iTunes-authorized device to iOS
Devices that have manual sync mode,
provided that the App Store Product is
associated with an Account on the
primary iTunes-authorized device,
where the primary iTunes-authorized
device is the one that was first
synced with the iOS Device or the one
that you subsequently designate as
primary using the iTunes application.
The rules are quite explicit about commercial enterprises not being allowed to just purchase one copy and install it on all devices at that company.
It is for this reason that Apple offers volume discounts for applications purchased in bulk (where the developer has checked the box in iTunes Connect allowing for this). I can't find the business equivalent, but here's Apple's page on the educational bulk discount program.
While I could see how you could use in-app purchase to activate functionality in an application and make sure that it was properly licensed, I've heard complaints about the practical difficulties of deploying applications using this in educational and business settings. Many applications use this approach for free Lite versions that upsell into the full paid application, so Apple has no problem with this.
One thing I do recommend is that you not abuse the ad hoc distribution system to do any licensing workarounds. The last time some geniuses did this caused Apple to clamp down on everyone's ad hoc licenses and make our lives more difficult.
The correct answer here is for the companies you sell to to purchase an Enterprise program from Apple, then for you to license the application to them. You can use over-the-air distribution to get the application onto their devices, and charge them a per-user or per-device fee.
Let anyone download the app for free in the app store, but charge for licenses/subscriptions outside of the app store. You can then require them to register each device they want to use and you charge accordingly.
Can I bypass Apple's in app purchase mechanism by outside billing?
Thq question was asked long before, but still I feel that the answer might help someone having the issue. All you need is Apple's Volume Purchase Program. It provides the option for custom B2B apps developed by third-party developers, that too can be seen and downloaded only by the authorized client. Cool, isnt it? :-)
For clarifications, see the FAQ
The client can do a bulk purchase, on which they will receive a bunch of URLs. By opening the URL in iOS device is enough to install the app. Of course, you need a Apple Developer account for download and install, I think.

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